Auto Insurance Policy Basics

Purchasing an auto insurance policy might seem fairly straightforward: You meet up with an insurance agent (or arrange for insurance online), buy what seems like decent coverage, write a check, throw the proof of insurance in your glove compartment, and head out on your merry way.

However, there’s much more to auto insurance than that.

The information we’ve compiled about auto insurance policy basics acts as an online guide to help you learn about everything from the definitions of car insurance quotes, deductibles, and premiums, to how you can cancel one auto insurance policy and purchase coverage with another provider.

In This Section

• Auto Insurance Deductible Online Auto Insurance Deductible Info. Learn How A Car Insurance Deductible Works If You Are Involved In An Auto Accident With Damages To Be Covered By Your Insurance Company.
  
• Auto Insurance Limit Look Online For Auto Insurance Limit Details. Car Insurance Limits Vary. Find Out More On The Limits Of Insurance Coverage And Minimum Requirements Set By The State.
  
• Auto Insurance Premium Get Auto Insurance Premium Info Online. Learn How A Car Insurance Company Determines Insurance Premiums. Also Find Out More On Payment Options And The Benefits Of Paying In Full.
  
• Auto Insurance Quote Online Auto Insurance Quote Info. Find Out Why Quotes And Insurance Premium Amounts Could Differ. Learn More On Comparing Car Insurance Quotes For A Competitive Insurance Rate.
  
• Auto Insurance Rates Learn How A Car Insurance Company Determines An Auto Insurance Rate. Auto Insurance Rates Vary; Gather Multiple Insurance Quotes Online To Get A Competitive Insurance Rate.
  
• Motor Vehicle Report Learn More About A Motor Vehicle Report. Find Out Why You Might Need One, Where To Obtain One And How It Compares To A Motor Vehicle Record, Driving Record And Driver History Report.
  
• Proof Of Financial Responsibility Info On Auto Insurance And Proof Of Financial Responsibility. Some States That Don't Require Liability Insurance Require Drivers To Offer Proof They Can Pay In The Case Of A Car Accident.
  
• Auto Insurance Endorsement Find Auto Insurance Endorsement Info. Our Online Guide Covers Details On Modifying A Car Insurance Policy And Insurance Coverage With Endorsements.
  
• Auto Insurance Exclusion Get Auto Insurance Exclusion Details. Look Online For Info On Car Insurance Policy Exclusions And Cases Where An Insurance Company Makes Provisions To Eliminate Insurance Coverage.
  
• Auto Insurance Rating Learn How To Locate Auto Insurance Rating Info Before You Buy. Ensure A Car Insurance Company Has Good Insurance Ratings And Is Well Known For Offering Quality Service And Products.
  
• Auto Insurance Code Guide To Auto Insurance Code Info. Get Online Details On Car Insurance Codes And How Auto Insurance Companies Determine Insurance Rates. Also Learn More On Insurance Premiums.
  
• Auto Insurance Discounts Guide To Auto Insurance Discounts. Lower Your Car Insurance Rates With Discounts For Good Drivers, Safety Courses, Bundling Insurance Policies, Auto Insurance Renewal And More.
  
• How To Obtain Proof Of Insurance Learn How To Obtain Proof Of Insurance. Our Auto Insurance Guide Covers Buying A Car Insurance Policy And Getting Competitive Insurance Rates.
  
• How To Change Auto Insurance Providers Tips On How To Change Auto Insurance Providers. Learn More On Working With Car Insurance Companies To Change Your Insurance Policy And Get Competitive Insurance Rates.
  
• Factors That Affect Insurance Rates More On The Factors That Affect Car Insurance Rates. Learn How Gender, Age, Location, Auto Claims, Driving Record Points And More Affect Auto Insurance Rates.
  
• How To Cancel An Auto Insurance Policy Steps On How To Cancel An Auto Insurance Policy. Look Online For Info On Car Insurance Policies, Insurance Rates And Handling An Auto Insurance Cancellation.