Simple Guidelines for Accident and Auto Insurance Claims

No one expects to get accident when driving. But there is always possibility for every person to get accident. For this reason, when someone possesses Accident or Auto Insurance, they will need to do several things for the accident and auto insurance claim. Believe that many people have not known the simple guidelines for Accident and Auto Insurance Claim. Hence, in this part simple guidelines for accident and auto insurance claim to help insurance owners when later they need to propose accident and auto insurance claim.

First of all, one thing to be always remembered in the simple guidelines for car accident insurance claim if you get an accident when driving your vehicle is to make sure that everybody is safe. There will surely be injury suffered. Hence, you have to make sure of each person’s safety. Contact the medical help to make sure and examine each person’s injury. Some people might neglect or underestimate the injury as it does not look serious. Though, you have to be careful and pay attention that slight looking injury can actually be a serious injury inside which needs intensive medical treatment.
After that, please try to be cool and keep calm. This will make you able to control yourself during the nervous time. And think clearly on what next to be done post the accident.
Call the police to assist you examine the real situation and investigate the fact on the accident. The police are always your best option as they are the only legal party to manage such situation.
After that, try to find and dig out more evidence on the accident you experience. If you have camera, this will be a good idea to take photos of the accident scene, including the damage of your vehicle, as this will also be useful additional document for you when you propose your accident and auto insurance. In this case, having camera equipped mobile phone will be advantageous for you.
Later after that, gather information from witnesses of the accident. Write down the statement along with the witnesses’ detail (name, address, contact, etc) so that later you can get in touch with them when you need their assistance in proposing the accident and auto insurance claim.
After all the above things are completed, contact the insurance agent as soon as possible and report the accident and auto insurance claim. The sooner you report your accident and auto insurance claim, the better it is. Keep in touch and update the progress with the insurance company or insurance agent. Moreover, always remember and write down with whom you are doing correspondence with the person in charge of the insurance company or agent. This is just to avoid unwanted thing in the future.
One last advice, it is better for you to discuss the claim with the related party only. The police and the insurance company or agents are the parties which are reliable for you to discuss with. You do not need to convey and talk about it with any other parties, especially other auto and accident insurance company as parties need info about your accident and auto insurance are only you yourself, the police (independent party) and the insurance company. In addition, recorded statement will not be important to be avoided. Be careful, as you only need to pay attention with information needed based on the question from the claims representative.